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Bank switching amount war, don’t abstain your domiciliary enquiry form, £12 Baileys, and B&M toy sale. These are our Money Saving Expert Martin Lewis’ Quick Deals.

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Remember, deals can change quickly, alike while I’m on the programme. So consistently double-check the agreement and altitude afore spending. Plus, while I achievement these deals will save you cash, don’t absorb if you can’t allow it, don’t charge it, or won’t use it.

Free banknote for switching coffer – in time for Xmas

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It was a arid summer for coffer about-face bribes, but two new ones accept launched this week, afterward a big one aftermost week. So if you appetite to be paid to about-face bank, this is the moment.

Switching takes aloof seven alive days, the new coffer closes your old annual and moves all absolute debits (you’ll usually charge 2 of these to authorize for the bonus), continuing orders and payments – for the all-inclusive majority (76% in my aftermost Twitter poll) it’s a simple process. You additionally charge to canyon a not so acrid acclaim check.

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For a abounding briefing off the top accounts see ‘Martin’s Top Pick Coffer Accounts’ guide, but in abrupt here’s my top three picks now.

– Chargeless £200 with HSBC. About-face to the HSBC Advance annual and you’ll get £200, which is £150 upfront additional addition £50 if you break with it a year. To authorize you charge pay in £1,750 /mth – finer aloof a way of adage ensure you pay your bacon in, as continued as it’s a minimum £26,000/yr and annals for online/mobile banking.

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– Chargeless £125 NatWest cashback on bills. About-face to best NatWest accepted accounts and you’ll get a chargeless £125; amid those is the NatWest Reward annual area for £2/mth fee you get an advancing 2% cashback on your domiciliary bills you pay via absolute debit from it, including board tax, water, gas and electricity, agenda TV and broadband. You charge pay-in a min £1,500/mth (£21,500/yr salary). Note, the £125 may not appear until Feb and you’ll charge to accumulate your annual until again to get it.

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– Aboriginal Absolute freebies and top service: Aboriginal Absolute has won every chump account acclamation I’ve done for the accomplished eight years, 89% amount it great, and currently if you about-face to it you can accept a chargeless allowance from best of accessories (e.g. £170 Bose headphones or £120 Fitbit), online courses (e.g. yoga/beer brewing) or a £150 Expedia voucher. You charge to pay in £1,000 /mth (equivalent to £12,675 /yr salary) to abstain a £10/mth fee.

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Warning! Don’t abstain your domiciliary enquiry form

Each year as allotment of the Balloter Commission’s Annual Canvas, every UK domiciliary is beatific a Domiciliary Enquiry Anatomy from their bounded board to analysis that the balloter cycle is actual and the appropriate bodies are registered to vote (it won’t annals you if you’re not on it).

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Many belletrist are actuality beatific now (though depending on the board you may not get it until aboriginal November) and aback you get castigation you charge by law double-check the advice is actual and accelerate it back, alike if there are no changes. So don’t aberration it for clutter and bin it. On it, it should additionally acquaint you if you’re registered on the alternative accessible ‘open register’ which is acclimated by companies for marketing. If you’re on it, and don’t appetite to be you’ll charge to acknowledge to your anatomy online, or acquaintance your bounded board and ask it to booty you off – there’s no beat box on the cardboard anatomy to opt out. You charge acknowledgment it by the borderline your board sets, which can be anytime until the end of November.

If you don’t and you again abstain the reminders you could be fined up to £1,000. If you absence the deadline, or anticipate you’ve binned it don’t anguish – contactyour board ASAP and they’ll acquaint you what to do it, and as continued as you acknowledgment it by the end of November borderline you shouldn’t be fined.

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£12 Baileys

Go in-store or online to Tesco and until Monday 22 October you can currently get a 1L canteen of Baileys (original, coffee, or orange truffle) for £12 (normally £20). Alternatively aloof the aboriginal Baileys is on auction for the aforementioned amount at Sainsbury until Tuesday. Please be Drinkaware.

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Big B&M toy sale

Go in-store to abatement banker B&M (find your nearest) and until Sunday 7 October it’s active its aboriginal anytime toy sale. Admitting there’s no specific discount, some able examples spotted accommodate Deluxe Peppa Pig amphitheater for £19.99 (next cheapest £28.98 at Very) and Lego Disney Princess Sleeping Beauty’s fairytale alcazar for £23.99 (next cheapest £27.99 at Smyths). It additionally has a ‘two toys for £16’ action on about 140 toys. Eg, My Little Pony bump base (normally £12.99) and Peppa Pig alluring columnist (normally £12.99) – both for £16. However, do analysis prices abroad aboriginal admitting as they ability not consistently be cheapest here.

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