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Get a allowance agenda you can’t or won’t use? You don’t acquire to let it go to waste.

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For abounding of us, it’s the go-to allowance for a captious almsman or aftermost minute abstruse Santa.

In 2014, a projected $126 billion will be spent on allowance cards in the U.S., according to claimed accounts armpit CardHub.

But if you’re accustomed the amiss one, a allowance agenda is added affliction than present. Sure, you could use it to buy some socks at a boutique you’d never contrarily footfall bottom in, but what are you activity to do with $25 to a restaurant you actually hate?

Thankfully, you acquire options. Here are four solutions to an exceptionable allowance card:

• Advertise it

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The Internet has everything, including several means to about-face allowance cards into cash.

Cardpool.com says it will accord you up to 92 percent of your exceptionable cards’ amount in cash.

To sell, you ample out a quick anatomy on the website and Cardpool gives you an action — The Rep was offered $40 for a $50 Bath & Body Works card. If you accept, you can alteration the allowance agenda to Cardpool electronically, or mail it with a chargeless USPS aircraft label. Cardpool sends you a analysis aural one business day of accepting your card.

CardHub additionally operates a allowance agenda barter armpit that allows users to column exceptionable allowance cards for auction at any amount they choose.

Rather do it in person? Coinstar, the aforementioned aggregation that turns your bags of change into dollar bills, now operates allowance agenda barter machines in some stores.

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You bash your allowance agenda and Coinstar shows you an offer. If you accept, you acquire a agenda to redeem at the abundance for money.

Numerous Giant Eagle food in the Stark County breadth acquire Coinstar Barter kiosks, according to Coinstar.

There are some drawbacks to affairs your cards through these services: You don’t get the abounding amount of your agenda aback in cash, and casework alone acquire cards from assertive retailers. You ability not be able to barter a agenda for a bounded or bounded business.

• Barter it

This season, Wal-Mart is ablution a allowance agenda barter affairs that lets you bandy allowance cards from added than 200 retailers for a Wal-Mart card.

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The bandy isn’t an according barter — you’ll get aback amid 70 percent to 97 percent of the card’s value, depending on the blazon of card, according to the Associated Press.

To exchange, go to walmart.cardcash.com. Wal-Mart will accelerate you an eGift agenda in about an hour.

Abounding of the sites that acquiesce you to advertise exceptionable allowance cards additionally advertise allowance cards at a nice discount. You can advertise the agenda you don’t appetite and again absorb the money on one you do.

• Re-gift it

Re-gifting may acquire a bad reputation, but there’s a aberration amid casual on an beastly sweater to your sister and giving your latte-loving accessory an bare Starbucks card. If you’re not activity to use a allowance card, there’s no abuse in axis it into addition else’s altogether present.

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Beneath federal law, allowance cards can’t expire for at atomic bristles years, and beneath Ohio law, allowance cards can’t allegation fees for at atomic two years, so there’s no blitz to re-give.

• Accord it

If you can’t use a allowance card, why not canyon it on to a aces cause?

Some nonprofits will acquire donations of allowance cards or bare abundance credit. You ability appetite to analysis with your alignment to see if they can use the gift.

Some organizations acquire online programs that let you accord your cards.

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Charity Choice, at charitygiftcertificates.org/gce, lets you barter a allowance agenda for a donation to your best of added than 1,000 charities, from beastly rights groups to adversity relief.

Atlanta-based Allowance Agenda Giver, tinyurl.com/cardgiver, allows you to mail in your allowance card. The alignment says they bout the agenda with an adapted nonprofit or alone in need.

Reach Jessica at 330-580-8322 or [email protected]

On Twitter: @jholbrookREP

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